Staging - What's the big deal?

PRESENTATION IS EVERYTHING! Click to learn why staging your home matters... https://www.nar.realtor/blogs/styled-staged-sold/why-staging-matters-even-in-a-sellers-market    

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My (insert relative, friend, cousin, uncle, mom) just got licensed....

We hear it all the time. A friend got licensed and they are going to help me buy my home. Or they're going to list my home. And they're going to do at a discount too. Isn't that nice? The article below shares some insight into finding a real estate agent and why going with someone who just got licensed can be a positive or a negative.  5 Questions to Find the Right Real Estate Agent Reach out if I can answer any of your questions! Tom Ciccarone | 908-448-8050 | tom@tomcicc.com

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Buying a home BEFORE selling your current home? Learn about Mortgage RECAST!

Buying a home in today's market is difficult. Buying a home in today's market with a home sale contingency is extremely difficult. Others that can afford to buy without selling often get uneasy about being homeless if they sell too soon or they want a buffer period between homes. A strategy that I incorporate with my clients that have a home they would like to or need to sell prior to buying is this - find a way to buy without having to sell! There are lots of tools available to current homeowners - a home equity line of credit, loan against a 401k, assistance from a family member or friend... Lots of different ways to go about it.  What many clients don't know is that once you close on your new home then sell your old home you can do a mortgage recast. Click this link to learn how a lump sum principal payment on your new home from the proceeds of your previous home can recalculate loan amortization schedule which in the end lowers your monthly payment. You can also do this any time throughout the life of your loan. Keep your rate but lower your payment :)  

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