My (insert relative, friend, cousin, uncle, mom) just got licensed....
We hear it all the time. A friend got licensed and they are going to help me buy my home. Or they're going to list my home. And they're going to do at a discount too. Isn't that nice? The article below shares some insight into finding a real estate agent and why going with someone who just got licensed can be a positive or a negative. 5 Questions to Find the Right Real Estate Agent Reach out if I can answer any of your questions! Tom Ciccarone | 908-448-8050 | tom@tomcicc.com
Why Your Down Payment Matters!!
With multiple offers commonplace, your down payment matters more than ever. Why? Here's a few reasons. Financial strength - greater down payment portrays a stronger financial position. Less reliance on a mortgage. If your income dips or a slight financial change occurs with you or a family member, less reliance on a mortgage can mean greater chance of still getting the mortgage. Ability to cover an under appraisal. With over ask offers there is a risk the property will not appraisal. Buyers are utilizing appraisal waivers to strengthen their offer and ensure the seller receives the number offered. In summary - more cash down will provide a greater sense of comfort to a seller. It is unfortunate this is very true as it affects first time homebuyers and buyers looking to trade up the most. To learn more about down payments and strategies to make up for lesser down payments, call me any time! -Tom Ciccarone
School Performance Reports Are Here!
One of the first questions I am asked when families are thinking of a move to the 'burbs - what are the best school districts? Well, the annual report is out. Access the stats here. Out of the 315 state districts, here are a few local rankings based off SAT Scores & Pariticpation Rate* #7 Montgomery Township School District #10 Bernards Township School District #24 Bridgewater Raritan Regional School District #27 Hillsborough Township Public School District #38 Watchung Hills Regional High School District #65 Hunterdon Central Regional High School District #100 Somerville Public School District * Source: New Jersey Department of Education Looking to buy a home in one of these top rated districts? Click here and let's connect! -Tom Ciccarone
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